Our Finance advisors play a vital role in helping customers obtain the best payment plan on their vehicle purchase. Every customer's financial picture is unique, we listen and we pay attention, our goal is to find you the very best plan from our panel of lenders who between them have the most attractive financing packages on the market.

Some of the advantages of financing your new car purchase with Car Plans Australia:

Be Sure to get the right advice on Dealers Promotional Interest Rates.

Often a reduced rate is offset by the Dealer offering minimal or no discount on the vehicle, talk to us before you sign there’s every chance we can save a lot of money.

Fast Approval:

Generally given by the next working day.

Fixed Interest rates:

Comfort knowing your repayments will remain the same for the life of the loan.

No Deposit:

Use your cash for other things, 100% finance to approved applicants.

No Obligation Quotes:

Speak to our experienced team of finance managers for a FREE consultation.

Choose the Loan that Suits you:

For Private Use (non business related)

  • Choose how much deposit (from as low as zero)
  • Choose the term (from 1 through to 7 Years)
  • Your payment and interest rate remains the same throughout the loan
  • Reducible interest so if you pay more early you simply pay less interest
  • Flexible repayment structure by adding a balloon payment at the end of the loan term

For Business Use - Offering tax effective advantages that assist with your cash flow.

  • Very popular Accountants Choice
  • Tailor your term – From 12 to 60 Months
  • Tailor your Repayments with Seasonal payments or a larger final repayment
  • Cash flow-based flexible arrangements reduce your repayments
  • Put the GST refund on the purchase directly on the loan

Minimise your upfront costs.

  • Payments can be in advance or arrears.
  • Tailor your contract term – From 12 to 60 Months
  • Residual / Balloon value as per ATO guidelines.
  • GST is included in each rental and the residual value.
  • A tax deduction of the entire rental may be applicable for vehicles with 100% business usage
  • A number of options are available at the end of the contract term

Gone with the Company Car – Salary Sacrifice benefits everyone

  • Tailor your contract term – From 12 to 60 Months
  • Monthly rental payments with a final residual payment
  • Residual value as per ATO guidelines
  • Payments are taken from the employees pay, reducing their taxable income
  • Employer pays the monthly instalments and may be able to claim the GST as an Input Tax Credit

Buy, hire or lease - the choice is yours when it comes to financing plant and equipment.

  • Structure repayments to take advantage of potential tax benefits
  • Fund equipment and machinery using the asset as security

All the above finance options are available to approved purchasers and any suggestions by us of possible tax benefits should be verified with your own accountant before proceeding.

Finance Calculator

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